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The most popular mortgage app in Canada

Helps you crunch complex rules with easy to use tools™️

Our app has helped over 400,000+ Canadians plan for the biggest investment of their lives

CMA is featured by Apple as the #1 personal finance app in Canada and has received over 6,138 ratings on the AppStore and Google play. In other words, it's awesome :)

Are you a home buyer?

 

The only app you need

CMA supports you all the way from early planning to actually looking for a mortgage and getting pre-approved. It allows you to precisely calculate your monthly costs, stress tests, CMHC premiums and even tells you the maximum loan you can afford based on your income. It's so powerful that even professionals use it to save time and crunch those complex rules.


Oh, did we mention it's free?

Our development is financed by offering a PRO upgrade to Realtors and Mortgage Professionals.

Are you prepared for the last minutes expenses?

Fees associated with purchasing a home can really add up and many home buyers underestimate the exact amount required. Use the closing cost screen to determine the cost associated with:

  • * Land transfer tax
  • * Home inspection costs
  • * Moving Costs
  • * PST on CMHC
  • * Appraisals
  • * Legal fees
  • * Final adjustments

What is the maximum loan you can borrow?

The amount of the loan you are qualified is determined by many factors such as:

  • * Credit history
  • * Value of property
  • * Income

Use our affordability estimator to determine how much you can borrow using industry standard debt services ratios (GDS/TDS)

How long will it take you to pay off your loan?

We all want to know how long before we pay off our loans. From the amortization screen, you can see the impact of various payment frequencies can have on your amortization period as well as find out how extra payments can change the term of your loan.

Are you constantly searching for the best rates?

Finding the perfect mortgage product for your situation can be a stressful and tedious task and even worse, there are thousands of rate sites out there promising lowest rates.

The rate screen on the Canadian mortgage app is a bit different, it lets you search and filter from thousands of competitive rates by specifying your situation. Plus you can get push notification when they change :)

What's the land transfer tax in your municipality?

Land transfer tax is based on the value of your property and paid on the closing date. Some provinces or municipalities have their own formula for calculating these fees.

Use the land transfer tax screen to determine the fee that applies to you in your province

Buying your first home or a new home?

Some provinces offer up to $8,000 rebate to first-time home buyers or a partial exemption on newly build home.

We keep a close eye on the available rebates and include them on the app. Use the first time buyer switch to instantly calculate your rebate.

Get the #1 mortgage app in Canada for FREE

Are you a Realtor or a Mortgage Agent?

Upgrade to PRO

Yes, the generic app is free for you too, but if you want your own app, upgrade to PRO. The PRO allows you to brand the app to share with clients or market on social media and your website and of course track usage in a mini CRM. Starts at $9.99/month. No contract, cancel anytime.

It's not for the average

"We have had our mortgage app for over 3 years now and are still impressed. Our clients love having up to date rates and the convenience of being able to calculate up to date payments while out shopping" - Collin Bruce

Like nothing you've ever seen before

Offer your clients a native app, a digital business card equipped with powerful features. You or your clients can generate beautiful summary reports in PDF and as a Mortgage agent, you can customize rates and receive applications.

The future is here

CMA is continuously being improved and always up to date with the latest rules and regulations.

Professionals who are subscribed to PRO can enjoy advertisement on the Canadian Mortgage App to over 3,000 daily home buyers.

Professionals from 500+ companies already got it



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